Wyshbox Life. An unexpected way to possibly pay for your loved ones’ “best day ever!” Weddings, like ‘em or loathe ‘em, are a rite of passage in virtually all cultures, and they usually cost a pretty penny, too. Scam #4: IUL Policies Increase in Cost. 57/mo and less than $1/day are based on an 18-year-old female for a 2-year term in preferred plus health class with a plan face value of $50,000. In an epic display of growth, the insurtech global market revenue was valued at 5. Meanwhile long-term alcohol abuse can lead to things like high blood pressure, cancer, weakened immune system, and other mental health disorders. 1 million American households are renters, and with the rising rent costs, it’s also likely that people have non-romantic roommates to help them out financially. Say hello to a tailored term life insurance that can help grant your wildest after-life Wyshes. 5. Insurance underwriting is basically your insurer figuring out how likely you are to die during your contract with them, and then giving you a price based on that risk. Instant quote: Whether you’re an iOS or Android person, you can get on your phone and go through our easy questionnaire to get a quick quote. Here, we're all about empowering you to secure your future, protect your loved ones, and leave a lasting legacy - with our dynamic and personalized products. get started. Individual life policy contract: ICC21. Wyshbox is the trade name for Wysh Life and Health Insurance Company, Milwaukee, WI. Date of experience: 23 December 2022Plans starting at $4. Benefits of Wyshbox Life Insurance. Wyshbox Life Insurance available in more states By Avi Ben-Hutta · May 17, 2022 The company is now live in 33 states. They were supposed. help center. For example, a 25-year-old a 45-year-old nonsmoker female purchasing $500,000 in coverage for a 20-year-term is quoted to pay $53 in monthly premiums, while the industry average for that same coverage is $48. Wysh Life and Health Insurance Company is new on the market, so you won’t find many ratings or reviews online. Provides term insurance that is less expensive than whole life policies. Box 4490. --Wyshbox, a fully digital life insurance that offers coverage as low as $9 per month* for $155,000 in life insurance, has expanded from 10 US states to 33 and Washington DC. ADB (03. Bestow and Haven Life are rated Nos. 3 State Farm offers both term and. Learn more about its pros, cons and coverage now. Let's get you back on track and pretend this never happened. 57/mo* / Plans start at less than $1/day* / Life insurance for less than $100/yr: Plans starting at $4. Call us at 888-630-5000. Wysh Review. Want your ashes in space?. <iframe src="height="0" width="0" style="display:none;visibility:hidden"></iframe>You need to enable. Use the free calculator to design customized coverage. Reviewed Sept. People ages 20 to 60 can apply for Ladder’s term life insurance online, with most policies issued within minutes. I am an employee of a company affiliated with Wyshbox. Wyshbox isn't alone in trying to crack into the life insurance market. Before we get into the nitty-gritty, let’s talk about the differences between the two most popular forms of life insurance: term and whole policies. Plans starting at $4. FORGET YOU SAW THISYou need to enable JavaScript to run this app. Insurance products are underwritten by WLHIC. 57/mo* / Plans start at less than $1/day* / Life insurance for less than $100/yr: Plans starting at $4. Each unit costs $9. Benefit for customers between ages 18-64 is 10%. It is a fully licensed insurance carrier, adding to its legitimacy. Lemonade Renters Insurance: starts at $5 per month. Two weeks later I am charged $84. Insurance fraud examples can include non-disclosure, exaggerations and deliberate fraud each with their own specific punishments and consequences. Banking services provided by nbkc bank, Member FDIC. Age and gender determine how much of a death benefit you get per unit and the most you can buy is 15 units. Reply from Wyshbox. Insurance fraud punishments can include: Application rejections. Insurance products are underwritten by WLHIC. For an insurance type that offers diminishing benefits over time, mortgage protection insurance can be pricey. They work with a variety of insurance carriers like Mutual of Omaha, Foresters, Transamerica, and other name brand companies you may have heard of. Americans. 13, 2021 /PRNewswire/ -- Wyshbox, a fully digital disruptor in the life insurance market debuted today. Coventry Direct commercial advertises you can sell your life insurance policy. . Skip Ahead and Get a Quote: Click Here Introduction: Wyshbox Review The insurance industry, once dominated by traditional brick-and-mortar establishments, has undergone a transformative evolution in recent years. The most crucial consideration is how much coverage you get per unit. Term, Whole, Universal, Survivorship. Northwestern Mutual has one whole life policy that is available up to the age of 85 years, with coverage starting at $50,000. Buddy. Insurance products are underwritten by WLHIC. SL. Wyshbox was a super easy way to buy… Wyshbox was a super easy way to buy life insurance. 2 out of 5. Let's get you back on track and pretend this never happened. Wyshbox life insurance reviews and complaints. In order to get quotes on its site, Policygenius asked me to provide the following information: Policygenius itself doesn’t have an A. 8 million people in the US. BLOG. Related: Life Insurers Look for Big Things in Small Packages as They Target Middle Market in Online Sales In the past year, Dayforward and Texas-based Bestow entered the space, betting that new companies with a technology-based approach to offering life insurance would prosper. Plans starting at $4. Wyshbox offers online life insurance with no medical exam required. According to Policy Genius, “a $250,000, 30-year term. Insurance is subject to underwriting. 700 Main St, Lynchburg, VA 24504-1448. 57/mo and less than $1/day are based on an 18-year-old female for a 2-year term in preferred plus health class with a plan face value of $50,000. Welcome to Wysh. Customer Service for: Freedom Life Insurance Company of America: 800-387-9027 National Foundation Life Insurance Company: 800-221-9039. 8 million in losses, where scammers will pretend to offer a service such as phone plans, credit cards or insurance hoping to steal your personal information. Contact Aurora National Life Assurance Company at: Aurora National Life Assurance Company. Here, we're all about empowering you to secure your future, protect your loved ones, and leave a lasting legacy - with our dynamic and personalized products. Wyshbox’s advanced technology, rock-solid financial backing, and emphasis on customer service has reimagined the entire experience of obtaining life insurance. Ease of application and approval process. Back. Flexible term life insurance coverage for you. Term Life Savings+ Wyshes Learn. Cryptocurrency-romance scam. 57/mo and less than $1/day are based on an 18-year-old female for a 2-year term in preferred plus health class with a plan face value of $50,000. While this policy also doesn’t require a medical exam, it is only meant for people between the age of 50 to 80 and only provides up to $25,000 in coverage. I would recommend this company to friends and family. 57/mo and less than $1/day are based on an 18-year-old female for a 2-year term in preferred plus health class with a plan face value of $50,000. #Asthma #Insurance #LifeInsurance Life insurance for asthmatics - A guide to. It was very easy to get the details that I needed and complete the process. 57/mo and less than $1/day are based on an 18-year-old female for a 2-year term in preferred plus. com), are thrilled to announce a transformative partnership. Pay hundreds of dollars a year on the off chance you might die…. Check out this handy Wyshbox guide to life insurance for asthmatics and what you need to know. Life insurance companies set rates based on individual factors in your health and background, but product offerings. 57/mo* / Plans start at less than $1/day* / Life insurance for less than $100/yr: Plans starting at $4. FORGET YOU SAW THISWe must've moved whatever was here. 13, 2021 /PRNewswire/ -- Wyshbox, a fully digital disruptor in the life insurance market debuted today. Dang, even the mere thought of losing your job is scary. Is wyshbox. To get the best rates for funeral insurance, we would suggest getting a policy during your early senior years. Their flexible policies allow you to customize and. With flexible coverage, 100% online process, instant coverage, and over-the-top customer support, we make Wyshes come true. You know what’s best for your needs and the needs of your family. According to NerdWallet, the yearly cost of a $250,000 policy for a 30-year-old male would be $2,145 for whole life insurance and $223 or $150 respectively for a 30-year or 20-year term life plan. When I called, I met the criteria except that I am not in poor health and dying. Wyshbox is a modern life insurance provider that allows policyholders to create personalized and flexible policies in the form of “wyshes” to protect whatever they hold dear. Universal: permanent coverage, flexible payment, and. (419) 445-9973. Beneficiary scam. Symmetry Financial Group is an insurance marketing organization based out of Swannanoa, North Carolina. 1. Is my life insurance through work enough? How do I make a claim? What ages are eligible for insurance through Wysh?Is Wysh a legitimate company? Updated 2 months ago Wysh might be new, but it was built by a team with decades of industry experience and a clear vision of the future of life. Using the cash value as a liquid asset would make obtaining a loan easier, since. We have narrowed the list to these top five companies - Wyshbox, Bestow, Northwestern Mutual, Transamerica, and Ladder. COVID-19 has been particularly devastating on Black. Say hello to a tailored term life insurance that can help grant your wildest after-life Wyshes. Online life insurance, no medical exam required—seems pretty sweet to us. The (financially) unprotected sex by Wyshbox Life Insurance includes interviews and surveys of over 400 women and takes a deep dive into how much of a negative financial impact the pandemic, inflation and fears of a potential recession in the future has had on women of different ages and cultural backgrounds. Get covered today, have peace of mind for decades to come. 57/mo and less than $1/day are based on an 18-year-old female for a 2-year term in preferred plus health class with a plan face value of $50,000. It has a strategic partnership with Northwestern Mutual, which is 165 years old, financially sound and one of the largest life insurance companies in the world. Our life insurance calculator, Wysh Builder, lets you identify your exact coverage needs and build a custom. ADB (03. Get a life insurance quote. ”. 2022), Terminal Illness. The company is legit, though. $191 or $133. ADD WYSHES. Life insurance beneficiaries can use the death benefit any way they see fit. com ), a bold innovator in the field of financial protection, is proud to unveil Savings+, a never-before-available. #WhatsYourWysh | Say hello to an affordable term life insurance that puts you first! At Wyshbox, we have combined the traditional strengths of insurance with modern tech tools. Compare that to male respondents whose average coverage amount was $423,102. Secure your future with affordable financial protection. Colonial Penn sells the $9. Ladder Life is a relatively young life insurance company that operates 100% digitally and offers term life policies exclusively. The good news . Your coverage becomes effective 91 days after you open an eligible account. 57/mo and less than $1/day are based on an 18-year-old female for a 2-year term in preferred plus health class with a plan face value of $50,000. FORGET YOU SAW THIS107 Ditto Street. Victims may not discover they've been scammed until they file a claim — only to be told that their policy is not in force with the company. Liquidity refers to the ease by which one can convert this value into, well, actual money. m. Buddy. It’s vital to verify they’ll be taken care […]Wyshbox is a marketing name for Wysh Life and Health Insurance Company. I'm so sorry you had problems contacting us and finding a phone number. Wyshbox Life Insurance offers the safety and security you need to protect yourself, your family, and your future. Wysh is the marketing name for Wysh Life and Health Insurance Company. Overall Rating: get a quote securely through Wysh Life Insurance's website Wysh is an online term life insurance provider offering flexible policy options available without a medical exam,. What is Wyshbox. It’s boring, it’s dreary and it’s With Wyshbox, You Can Fully Customise Your Legacy - Top Money GroupMany life insurance companies offer different tiers in the policies they sell that are specifically designed for people whose family health history can be a factor in insurability. WELCOME TO WYSH LIFE INSURANCE. Coverage limits start at $25,000 and go to $2 million. Plans starting at $4. You must be between the ages of 18 and 65 to apply for a 10-year term life policy, and between 18 and 60 to apply for a 20-year policy. By replacing confusing paperwork and long phone calls with a 100% digital application, offering personalized plans and flexible coverage, and creating an anxiety-free claims process. Your coverage becomes effective 91 days after you open an eligible account. The Globe Life application process is simple, and the company does not require a medical exam. ), your legal coverage (required by law to brokers when selling life insurance and other financial services, even real estate agents/brokers are required to have this). Why would some life insurance companies think about changing their rules? Well, the global life insurance industry saw reported claims due to COVID-19 rise to $5. 57/mo and less than $1/day are based on an 18-year-old female for a 2-year term in preferred plus health class with a plan face value of $50,000. Below are monthly rates for a 20-year, $500,000 term life insurance policy from Corebridge. As a subsidiary company, AIG Direct is not separately rated by the usual credit rating services. Best over-50s life insurance. Permanent life insurance & charity. 84 per year, which is less. Protective offers 10- to 40-year term life insurance policies with coverage of $100,000 to $50 million, with the option to convert to a permanent policy without a medical exam. Let’s face it, life insurance coverage is the alternative of a superb time. Specializing in term. You know how your needs changed and how they’re changing. Business Incorporated:Before we dive all the way in, here’s a quick rundown of the 4 types of life insurance we’re talking about: Term: temporary coverage for a set amount of time. 57/mo and less than $1/day are based on an 18-year-old female for a 2-year term in preferred plus health class with a plan face value of $50,000. Though,. We understand that the impact of losing a loved one extends far beyond financial concerns. com. Contacted customer service and was told it’s not cancelled and NO refund as I made a 3 month commitment! Literally their website states “ we want to make it simple, cancel ANYTIME”! Ripoff and scam! ”Globe Life sells life insurance with coverage up to $50,000 for adults and $30,000 for children. 100% digital/100% online: At Wysh Life and Health Insurance Company, we automate the underwriting process, application, and issuance of life insurance memberships through our product, the Wyshbox app contingent on not opt-ing out of e-delivery and qualifying for fully digital underwriting. Wyshbox and Wysh are the marketing names for Wysh Life and Health Insurance Company ("WLHIC") and Wysh Financial, LLC ("WF"). 0/5 Policies & Coverage Overall Rating: 5 / 5 (Excellent) With its novel approach to term life insurance policies, Wysh offers a 100% online application that can be completed in less than 10 minutes and requires no medical examinations, just a few medical questions. Transamerica’s Trendsetter LB policy was named “Best Overall” in our Forbes Advisor review of the best term life insurance. Paying more for body wash, razors, and pens is the pits but there is one area where we beat the odds: life insurance. We must've moved whatever was here. 228 Westinghouse Blvd Ste 112, Charlotte, NC 28273-6246. Better to put into RE, stocks, PM’s or even crypto. Underwriting essentially exists to help you get the. Wyshbox, a fully digital disruptor in the life insurance market debuted today. By replacing confusing paperwork and long phone. 57/mo* / Plans start at less than $1/day* / Life insurance for less than $100/yr: Plans starting at $4. Final expense insurance. com Wysh is 19 out of 41 best companies in the category Insurance Company on Trustpilot. The (financially) unprotected sex by Wyshbox Life Insurance includes interviews and surveys of over 400 women and takes a deep dive into how much of a negative financial impact the pandemic, inflation and fears of a potential recession in the future has had on women of different ages and cultural backgrounds. But, that comes at the cost of not having much say over your policy. Insurance Agency, Insurance Services Office, Homeowners Insurance. 57/mo and less than $1/day are based on an 18-year-old female for a 2-year term in preferred plus health class with a plan face value of $50,000. This scam usually entails a perpetrator calling or emailing seniors pretending to be a family member in trouble or an authoritative person representing the relative (a lawyer, for example). com? Wysh is an online provider of term life insurance, operating through. 99 a month, which is added to your gas bill if you choose to accept the contract. 48 billion in 2019 and is expected to reach 10. get started. Overall Rating: get a quote securely through Wysh Life Insurance's website Wysh is an online term life insurance provider offering flexible policy options available. Our customer support number is 1-844-WYSH-HLP, and we also provide live chat on our website from 9 am-5 pm M-F. Want to send your kids to college? Cool. 301 Moved Permanently. Policygenius offers quotes for terms of 10 to 40 years and coverage of $50,000 to $10 million. 57/mo and less than $1/day are based on an 18-year-old female for a 2-year term in preferred plus health class with a plan face value of $50,000. Specializing in term life insurance, Wyshbox also provides accidental death insurance in 11 states. John. ago. They will be able to assist you in making this change. About Wysh Life Insurance Wysh is an innovative life insurance provider committed to making life insurance more accessible. Although your monthly payments stay the same throughout the life of the policy, the value of it will go down—over time—along with your mortgage balance. Prevention Platform. The Wysh Life and Health Insurance Company term life product application asks certain lifestyle and health questions to help avoid requiring a medical exam. From researching options to negotiating prices to all the nitty gritty details in between—the hard part has already been done by your employer. Plus you know your own story better than anyone else. We will be discussing more details on each provider in the sections below. Con: Companies use your on-file medical records to inform the underwriting process. Plans starting at $9/mo*/Plans start at less than $1/day* Life insurance for less than $250/yr*: Plans starting at $9/mo and less than $1/day are based on a 25-year-old female for a 10-year term in preferred plus health class with a plan face value of $155,000. BBB File Opened: 1/15/1971. If you haven’t seen Wysh’s newest Wysh Granters video, stop missing out. Prevention Platform. She had a life insurance policy with this lousy company. But a life insurance payout can act as an income supplement or even replacement, giving your. com. Instant approval term life insurance, however, uses your on-file medical records to determine your risk. Plans starting at $4. Natural-Fox5133. Transamerica’s Trendsetter LB policy was named “Best Overall” in our Forbes Advisor review of the best term life insurance. Plans starting at $4. Everyone, regardless of age or gender, pays just $9. Purchasing life insurance through wyshbox was a very simple and easy process. Reply from USHEALTH Group. Login Get. Wyshbox is a new arrival in the life insurance business, founded by tech entrepreneurs in 2021 to digitally disrupt the musty old life insurance industry. For Individuals. Ladder’s life insurance costs $372 a year for a no-exam, 20-year policy with a death benefit of $500,000. Let's get you back on track and pretend this never happened. Underwriting is an important aspect of the insurance industry. This collaboration merges the strengths of both. However, the companies that underwrite AIG Direct's policies, American General Life Insurance Company (AGL), Houston, TX and The United States Life Insurance Company in the City of New York (US Life) receive positive ratings of. 5 million in coverage & terms up to 35 years. Sources: “Aurora National Life Assurance Company. Understand the types of coverage you need, whether you’re staying in the country or. This type of no-exam life insurance came about to offer coverage to people who generally couldn’t be. Flexible. That’s right, your coverage can grow or shrink with you, from $10,000 to over $2. Wyshes. While the. Savings products are. We must've moved whatever was here. We will be discussing more details on each provider in the sections below. There are two main types of life insurance: term life insurance and permanent life insurance. That’s for a female buyer age 40. features. The Wyshes thing helped me figure out how much coverage I wanted. From constant breaking news, to various levels of shutdowns and viral mutations, the strain on communities, businesses, and industries has not only been physical, but mental as well. 57/mo and less than $1/day are based on an 18-year-old female for a 2-year term in preferred plus health class with a plan face value of $50,000. 1. Life insurance through work is hard to beat for convenience. The yearly value of this product totals to $108 per year, which is less than $250/yr. Life insurance is an industry where technology is being relied on more and more — from the application process to pricing. You can buy $100,000 to $3 million in coverage without a. get a free quote. If you have a permanent life insurance policy (Whole, Variable, Universal, etc. The sum you end up with is the total death benefit that will be paid out to your beneficiaries when you die. The company leverages technology and a unique distribution strategy to. MILWAUKEE, May 17, 2022 /PRNewswire/ -- Wyshbox, a fully digital life insurance that offers coverage as low as $9 per month* for $155,000 in life insurance, has expanded from 10 US states to 33. Our life insurance calculator, Wysh Builder, lets you identify your exact coverage needs and build a custom policy. It. However, it’s important to assess your needs and compare policies from different insurance companies before making a. 57/mo* / Plans start at less than $1/day* / Life insurance for less than $100/yr: Plans starting at $4. Not only does your employer get to. And the health problems that arise from excessive alcohol abuse can vary, but are no less dangerous. We have answers. And it’s not just life insurance; industries such as auto, renters, and health insurance use underwriters, as do banks and stock market companies. If you have health complications due to family history, the best thing to do is talk to insurance agents and have them walk you through your coverage options. Plans starting at $4. Wyshbox made getting this life insurance quick and painless -- and the monthly cost is very reasonable! Date of experience: July 13, 2023 Checking out life insurance reviews before you choose a policy is a smart move. Insurance in general is a rip off. Online reporting: Submit a report online. The median loss for military scam victims was $600, 20 percent higher than for the general public. 14 billion by 2025 . The company’s term life insurance is available to applicants ages 18 to 65 and offers coverage amounts from $50,000 to $2 million in terms of 10, 15, 20 and 30 years. With a wide range of coverage amounts and terms ranging between. It has a strategic partnership with Northwestern Mutual, which is 165 years old, financially sound and one of the largest life insurance companies in the world. New York, NY --News Direct-- Wysh Life and Health Insurance Company. ca. Wyshbox offers online life insurance with no medical exam required. 57/mo and less than $1/day are based on an 18-year-old female for a 2-year term in preferred plus health class with a plan face value of $50,000. Savings products are. I'm so sorry you had problems contacting us and finding a phone number. Capco predicts a greater emphasis on collaboration between insurers and the DOI to ensure ongoing coverage for policyholders as the DOI will take on additional. Wysh provides customizable term life insurance policies and payable-on-death high yield savings accounts. Wysh Life and Health Insurance Company is new on the market, so you won’t find many ratings or reviews. Wyshbox’s Post Wyshbox 176 followers 11mo Report this post Report Report. MILWAUKEE, Sept. 5 million. Northwestern Mutual’s Variable Universal Life Plus is offered to all risk classes up to age 75. Our products, like life insurance, accidental death. 57/mo* / Plans start at less than $1/day* / Life insurance for less than $100/yr: Plans starting at $4. DIS. But life insurance is the BIGGEST scam ever. RIDER (03. That’s right, your coverage can grow or shrink with you, from $10,000 to over $2. One way is to use the life insurance policy, or rather its cash value, as a liquid asset. Haven Simple is a simplified issue life insurance policy and is available in 5, 10, 15 and 20-year terms. 57/mo* / Plans start at less than $1/day* / Life insurance for less than $100/yr: Plans starting at $4. Wyshbox is a new arrival in the life insurance business, founded by tech entrepreneurs in 2021 to digitally disrupt the musty old life insurance industry. The experience was fast and easy. They offer competitive prices for monthly insurance premiums compared to most other companies. In other words, the. Check out this guide to getting life insurance as a felon. They make it way too difficult, they don’t communicate. So, it’s no wonder that since 2020, the 45 and under crowd has been flocking to buy life insurance Plans starting at $4. Wyshbox — Finally, the life insurance we've all been wyshing for. 57/mo* / Plans start at less than $1/day* / Life insurance for less than $100/yr: Plans starting at $4. According to a Haven Life study in 2019, the average coverage amount for women owning an individual life insurance policy was $231, 342. We'll also send you an email soon to answer any questions or concerns that you may have. They used tried and true techniques like phishing, spoofing, spam and robocalls. While we don’t offer this option, we explore what return-of-premium… Wyshbox on LinkedIn: #insurance. Last Updated: November 2023. From researching options to negotiating prices to all the nitty gritty details in between—the hard part has already been done by your employer. Savings products are. 57/mo* / Plans start at less than $1/day* / Life insurance for less than $100/yr: Plans starting at $4. At Amplify, we believe that protecting what’s most important to us, whether that be our family, our health, or our retirement, helps us all sleep better at night. However, the companies that underwrite AIG Direct's policies, American General Life Insurance Company (AGL), Houston, TX and The United States Life Insurance Company in the City of New York (US Life) receive positive ratings of. 10 Number of people or accounts who could be at risk: 1,367 Identity protection service offered: Kroll New York Life Insurance Co. Plus you know your own story better than anyone else. The average cost of an in-state public university comes to $102,828 over 4 years. Wyshbox, a fully digital disruptor in the life insurance market debuted today. Using the cash value as a liquid asset would make obtaining a loan easier, since. Individual life policy contract: ICC21. Welcome to Wysh. Coverage amounts range from $50,000 to $1. Oct 24, 2022. In government impersonation scams (also known as government imposter scams), scammers call unsuspecting older adults and pretend to be from the Internal Revenue Service (IRS), Social Security Administration, or Medicare. 9 million unclaimed insurance policy from a. Wyshbox: Under 50 year olds: 18 – 50: $2,500,000: Health questions. com legit? Is it a safe option or fraught with risks? This detailed evaluation review outlines its strengths and weaknesses to detect if it’s a scam. Term life insurance. Plans starting at $4. It can be done over the phone by calling 1-855-706-2396, emailing claims@londen-insurance. The five scams outlined below made up more than 65% of these complaints. Insisting on immediate payment. For instance, the amount of Black Americans who bought life insurance between 2020 and 2021 increased by three percentage points. Check it out to learn more. Wyshbox is a leading online life insurance carrier that revolutionizes the insurance industry by eliminating the requirement for a life insurance exam. Well, it’s not a full-on life insurance exam drug test, per se, but it’s part of the overall snapshot taken that helps calculate risk. SelectQuote Reviews. Date of experience: December. I ordered a quilt and sheets, the Quilt came packed nicely in a box and plastic but smelled horrible like mildew. Because insurance companies can view risks in different ways. Benefits Specialist (Current Employee) - Columbia, MD - March 5, 2019. The folks over at Wyshbox put together this nice guide to premiums, what to look out for and how to keep your costs steady throughout your coverage term. We do not charge fees, and we do. Looking at data from the Better Business Bureau doesn’t fare much better. Women pay less on premiums than men do… Wyshbox on LinkedIn: #. So you don’t have to see the doctor, if you don’t want to. However, there are a few features that are fixed within the service, according to the website. Despite these coverage gaps, there are positives to note. Phone. Fraud Warning. The entire experience was extremely simple and clear from start to finish. Wyshbox offers online life insurance with no medical exam required. The process confirms if you’re eligible for coverage, the amount you can buy, if there’s going to be any restrictions, and, of course, the cost. Student loans 101: what you need to know.